As a college student, you likely have a lot on your plate, from keeping up with classes to making important decisions that will impact your future. Even before you graduate you can develop healthy financial habits to help you leave school be better prepared as you strike out on your own.
When you retire, you probably expect the expenses in your golden years to be covered by your savings, investments, Social Security, and Medicare. But the transition may not be that simple. Here are a few expenses you may not expect in your golden years.
While annuities are commonly used as a reliable source of retirement income, there can be other ways to use these products. If supplemental income is no longer needed, there may be other ways to use an annuity.
For many years, you’ve worked hard to help your children grow into well-rounded, capable adults. Now the time has come when they will leave the nest to head out into the world.
People typically think of the average rate of returns when it comes to sustaining their retirement income. However, what might be more impactful is not the average return, but the order of returns.
One in five people in the U.S. live with a mental health condition. Even with a proper treatment plan, some people may worry having this diagnosis may affect their ability to get life insurance.
So what happens when you’ve tapped into this cash reserve following an event and now you need to rebuild it? Where do you start? Here are some tips for emergency fund planning for this important financial safety net.
